Geography Trends


This section includes insights related to local market dynamics for featured countries and products.

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EMEA Regional Landscape Q2 2021 Overview

Market Dynamics

Insurance Market & Key Risks

The environment is complex and dynamic. New entrants have provided some capacity relief. Talent shortages and resource pressures continue, partly related to the ongoing pandemic situation. Decision-making continues to be held by central teams. New technologies are being introduced to support product innovation, underwriting and trading. The market is less stressed. Insurers continue to shift from portfolio remediation toward growth – with an emphasis on profitable growth. Premium increases have decelerated; however, some areas remain challenged, such as Directors and Officers Liability, Professional Indemnity, Cyber, large, CAT-driven Property placements, or those with contingent business interruption exposures, as well as risks in the food, energy or waste processing industries. The market is starting to align on wordings. While insurers continue the process of rationalization of wordings and clauses within their portfolios, they are becoming more flexible in aligning across placements.